This Plan is a non-linked, non-participating, single premium annuity plan. This plan shall be allowed to lives including third gender.


Premium Payment Mode: Single Premium

Annuity Mode:

• Annuity may be paid either at monthly, quarterly, half yearly or yearly intervals.


Minimum Entry Age : 30 Year Completed

Maximum Entry Age : 79 years (last birthday) Deferred Annuity

Minimum Sum Assured : Rs.1,50,000/-

Maximum Sum Assured : NO LIMIT

Annuity Option : DEFERRED ANNUITY

DEFERMENT PERIOD : 1 year to 12 years

CLOSE RELATIVES AS JOINT LIFE ANNUITANTS [ MEANS : GRAND PARENTS / PARENTS / CHILDREN / GRAND CHILDREN OR SPOUSE OR SIBLINGS ]

Surrendered Value :

The policy can be surrendered at any time after three months from the completion of policy.Surrendered shall be allowed under the following annuity options only:

• Deferred annuity-

i) Option 1: Deferred annuity for Single life

ii) Option 2: Deferred annuity for Joint life


Loan :

Loan facility shall be available after three months from the completion of policy or after expiry of the free-look period,whichever is later. Policy loan shall be allowed under the following annuity options only:

• Deferred annuity-

i) Option 1: Deferred annuity for Single life

ii) Option 2: Deferred annuity for Joint life